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What are you looking for?
- ABOUT
- MEMBERSHIP
- MLS
- EDUCATION
- BENEFITS
- NEWS AND EVENTS
- Transaction Forms
- Risk Management Specialist
- Blog Updates
- Insurance
- Events Calendar
- Education Calendar
- Circle of Excellence
- Expo
- New Laws
- Informative Seminars
- Commercial
- International
- Young Professionals - YPN
- Budget & Assets
- Business Development & Technolgy
- Bylaws
- Education
- Grievance
- MLS
- REALTORS® Political Affairs
- Young Professionals
- (858) 715-8000
Membership Services
Risk Management Specialist
Risk Management Specialist ™
The Risk Management Specialist™ (RMS) program is a cutting-edge designation, designed to help REALTORS® understand and interpret contracts and the laws that govern them. The courses are taught by legal experts who are actively working in the community.
In today's world managing risk has become a necessity, not an option.
Membership in the RMS Program includes many benefits, such as a 10% discount on selected SDAR classes and seminars, as well as on the purchase of transaction forms for RMS in paper format from SDAR's REALTOR® Stores. Some courses are Department of Real Estate-approved and are eligible towards your California real estate license renewal.
How to Earn the RMS Designation
Must complete ALL 5 Core Classes
Must complete 1 Contract Class
Must complete 2 Elective Classes
All courses MUST be live through SDAR
Courses completed with the last calendar year (from application date) will be accepted*
A member in good standing of NAR
A member must be a REALTOR®
Complete all courses within 1 year of application
RMS Members must have a minimum of two years as an agent; time can be accumulated through this one-year program.
RMS members must have a minimum of 4 transactions before graduating. (Transactions to be verified by Broker of Record.)
* With proof of completion
Core Classes
| Classes | CE | Hours |
| Ethics | 4ET | 4 |
| Risk Management | 3RM | 3 |
| Fair Housing | 3FH | 3 |
| Management & Supervision | 3MS | 3 |
| C.A.R.'s Guide to the RPA | 4CP | 3 |
Contracts Classes
| Classes | CE | Hours |
| Understanding the RPA-CA / Listing & Buying | 19CE (6CP & 13CS) | 19 |
| Contract Essentials | 8CP | 8 |
Elective Classes*
| Classes | CE | Hours |
| Short Sales & Foreclosures | 8CP | 8 |
| Know Your Disclosures | 6CP | 6 |
| Rules of Marketing and Advertising | None | 2 |
| C.A.R.'s All About Disclosures | None | 3 |
Application Process – Download Application (PDF)
1. Submit application with initial one time non-refundable application fee of $49
2. Complete all education requirements
3. Annual Dues waived the first year
4. $99 Annual Dues – prorated monthly
RMS Recertification Requirements (Yearly)
Must complete Ethics
Must complete Annual Forms Updates Class
Benefits of RMS Program Membership
Risk Management Alerts, which updates you on legal issues, hot legal topics and legislative and regulatory changes
Name published in Membership Directory
Name published on SDAR's web site
10% discount on selected SDAR education classes and seminars
10% discount on SDAR's Risk Management Forms (paper format only; does not include zipForm®)
10% discount on monthly selected risk management products.
Contact our exclusive partner Landy Insurance to answer any of your E&O questions
Discount on E&O insurance coverage through CRES Insurance Services
Free attendance to all regular REALTOR®/Attorney Seminars ($100 value per year)
Download RMS Checklist (PDF)
Contact Us
We have been helping our members succeed and facilitate the dream of homeownership for over a hundred years. As your trusted partner, we're dedicated to helping you succeed.
Greater San Diego Association of REALTORS®
4845 Ronson Court, San Diego, CA 92111
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