Expanding the Dream of Homeownership in California

2026-04-30

Expanding the Dream of Homeownership in California

Leaders from the San Diego Association of REALTORS® were recently in Sacramento advocating on key housing issues—including strong support for the California Dream For All Program.

This program is a game-changer for first-time buyers, helping bridge one of the biggest barriers to homeownership: the down payment.

It matters because it:

  • Provides up to 20% of a home’s purchase price (up to $150,000) for down payment or closing costs

  • Focuses on first-generation and first-time homebuyers

  • Helps close the wealth gap and expand economic mobility

  • Is structured as a revolving fund, supporting future buyers as homes are sold or refinanced


The reality:

  • Only 18% of Californians can afford a median-priced home

  • Homeownership rates continue to decline—especially among underserved communities

  • Demand for this program has been overwhelming, proving the need is real


SDAR's Position:  Continue funding the California Dream For All Program
Homeownership shouldn’t be out of reach for hardworking Californians. Programs like this create real pathways to stability, equity, and generational wealth.

SDAR remains committed to advocating for solutions that make homeownership more attainable for all.

For more on this program, watch this Video!

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